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Armor Financial Services, Inc
Privacy Policy
This
policy is effective as of December 26, 2006
The following disclosure provides our customers with the details
about our privacy policies and procedures, as well as information
regarding how to make your choices on how information about you
may be shared. We want you to make an educated choice, so please
read this disclosure carefully to understand the options available
to you.
We do not sell
customer information to third parties.
We do not share
customer information with outside parties who may wish to market their products
to you.
Armor Financial
Services Inc safeguards your customer information carefully.
We are committed
to protecting your customer information in every transaction, at every level of
our organization.
We are committed
to helping you protect your privacy every day. At Armor Financial Services Inc
we value you as a customer and we work diligently every day to honor the trust
you place in us.
HOW WE PROTECT & USE CUSTOMER INFORMATION
1. We begin by
safeguarding the security and integrity of customer information.
We are committed
to protecting the security and integrity of customer information through
procedures and technology designed for this purpose. For example:
We limit
employee access to customer information to those who have a business reason to
know this information. Standards are set by which our employees are required to
meet in order to protect customer confidentiality. They are subject to
disciplinary action if they fail to do so.
We maintain
policies and procedures covering the proper physical security of workplaces and
records.
We use
technological means (such as backup files, virus detection and eradication
software and other computer software and hardware) to protect against
unauthorized access or alterations to customer data.
2. We receive
and maintain customer information as part of servicing your account and your
customer relationship with us. In the course of serving you, we receive
information about you and/or your accounts from a variety of sources, such as:
Information you
provide to us such as details about your specific situation or information on
applications or forms.
Information you
provide from an outside company, such as a credit bureau report, employment
information, financial information and/or financial documentation for the
purpose of substantiating your status with your creditors.
Information we
receive from you and your creditors and about your transactions or experiences
with creditors.
3. The customer
information we receive is used to service your account and meet your financial
needs. Information may be used by Armor Financial Services Inc, any of our
affiliates, as well as with authorized third parties for a number of purposes.
We may disclose the information we collect, as described above, with
nonaffiliated third parties that are acting on our behalf or with whom we are
negotiating for a settlement of your debt, including:
Companies that
perform support services for us, such as lawyers, mortgage brokers, data
processors, technical systems consultants and programmers or companies that help
us market Armor Financial Services Inc products and services to you.
There are other
situations when we may disclose to third parties the customer information we
collect as permitted or required by law. In these cases, third parties could
include creditors, (or their representatives) credit bureaus, government
entities, collection agencies, courts or other entities (in response to
subpoenas and other legal processes), and those with whom you have requested us
to share information and those with whom you have requested that we perform a
debt negotiation service or a credit score improvement service.
4. We do not
share information with outside parties who may wish to market their products to
you.
We do not send
unsolicited commercial email (spam) to our customers and website visitors.
We do not sell
our customers' and website visitors' email addresses or personal or business
information to anyone for any reason whatsoever.
5. We may
provide information to an outside party to whom the customer has been referred
for additional services.
Often times our
customers request referrals for services outside of our scope of services. In
those cases, the outside referral source is notified of the referral so that
they may be more prepared to meet the needs of our customers.
The policies and
practices described in this disclosure are subject to change, but we will
communicate any significant changes to you as required by applicable law. The
policies and practices described in this disclosure replace all previous notices
or statements regarding this subject.
It is our intent
at Armor Financial Services Inc to provide you secure service. If you have any
questions, comments or complaints regarding this policy, you are invited to
contact us at the following address.
Armor Financial
Services Inc
6426 Juneau Lane North
Suite 200
Minneapolis, MN 55311
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